At AlgoNew, we believe AI doesn’t just change how we collect—it redefines why and for whom we do it. AI lets us move beyond rigid, costly models and adopt smarter, proactive, and customer-centric strategies.
The use of alternative data, together with the implementation of AI, allows financial institutions to more accurately assess credit risk
The shift to intelligent debt collection is no longer optional. Today, institutions need agility, scalability, and sensitivity to adapt to a changing economy and increasingly demanding customers.
What Makes AI-Powered Debt Collection Different?
Digital transformation in debt collection isn’t just about automation—it’s about intelligent decision-making. At AlgoNew, we use AI to:
- Segment debtors in real time based on risk profile, payment history, and digital behaviour.
- Design personalised strategies, adapting messages, channels, and contact times to what works for each individual.
- Automate empathetic interaction flows, balancing efficiency with experience.
- Predict payment likelihood and adjust actions accordingly, maximising ROI on every effort.
Why Does This Matter?
👉 Boosts effectiveness: Predictive models show who will pay, when, and how, enabling precise action.
👉 Reduces costs: Fewer failed attempts, less friction, more successful recoveries—all in one platform.
👉 Improves debtor experience: Respectful, timely interactions reduce resistance and foster cooperation.
👉 Adapts to any portfolio: From microloans to corporate lending.
AlgoNew: AI with Purpose
Our debt collection technology isn’t just algorithms—it’s a tool designed to help teams scale operations, personalise effortlessly, and act on actionable insights.
Critically, we never lose the human touch. Every message, automated call, or digital interaction is designed to build trust. Because effective debt collection doesn’t just recover money—it strengthens relationships and builds reputation.
📊 Ready to take your debt collection strategy to the next level?
AlgoNew is already helping lenders and banks implement intelligent collection models blending automation, analytics, and real personalisation.
Contact us to transform your operations with true AI
Contact us to see how technology can transform your debt collection process!
